Randy began his mortgage career in 1993 immediately upon retiring from the US Army. He has served as both a mortgage broker and banker, providing the full spectrum of residential loans in all 50 states, and commercial loans in Arizona. Randy was one of the first in the nation to earn the prestigious Certified Residential Mortgage Specialist (CRMS) and Certified Mortgage Consultant (CMC) designations, as well as the Certified Veteran Loan Specialist (CVLS), and highly values education as a cornerstone to providing exceptional lending solutions. He holds a Ph.D. in education, and began serving as a national trainer to the mortgage industry in 1995. With nearly 488,000 licensed mortgage originators in the country, how do you know whom to trust with your loan? You could go with a call center, or a company with the large marketing profile, or, you could choose personalized service from a professional that has a proven track record. When you’re ready for a loan done right, on time, and with your best interest in mind, look no farther than Randy Howell!